Guest Post

Understanding Your Life Insurance Options

August 3, 2012

This Is A Guest Post With Information Sourced From Genworth Financial: Life Insurance is one of the most reliable methods to ensure your spouse and children are financially protected in the event of your untimely demise.  While the thought is never a comfortable one, it’s important to reflect on the “what ifs” if something were […]

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How to Avoid Scandalous Stock Moves

July 23, 2012

There are some lessons to be learned for investors from the various scandals breaking seemingly monthly.  Of late, we had LIBOR and various other mortgage and trading scandals and the large financials and just this week, we had the bombshell sanctions against Penn State for their terrible handling and coverup of the most severe allegations.  […]

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DIY vs. Paying a Pro – Finances to Around the House

July 22, 2012

These days, people are looking to save money where they can rather than blindly paying someone in industry to do things for them.  Conversely, time is money, so we obviously can’t outsource everything.  Here are a few different facets of everyday expenses and some thoughts on each: Investing – Whether to pay someone or manage […]

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It’s Not All Bad in the US

July 21, 2012

Depending on the agenda, various pundits, bloggers and political analysts will create a very compelling statement either for or against the strength and prospects of the US economy.  This is true of almost all major categories. See what I mean? Unemployment Various cases can be made for either improving or horrifically bad jobs numbers.  On […]

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Low Interest Rates Here to Stay – What’s Impacted and What’s Not

July 11, 2012

With the Fed projecting a low interest rate policy at least through 2014, that has done a few things.  Primarily, it has allowed the long end of the yield curve to drop quite a bit, reducing borrowing costs for borrowers, corporations and governments alike.  Conversely, it has wreaked havoc on projected pension returns and the […]

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Reasons for Individual Trading Accounts

July 8, 2012

There are many reasons to use an individual trading account like one with City Index, rather than relying on the lousy yields in savings accounts and other income instruments or employer-sponsored plans alone. Let’s take a look at a few: You Want More: For one, if you’ve already maxed out employer contributions and want to invest more, […]

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Macro Events in Europe

May 16, 2012

Macro Update and Commentary: If you haven’t noticed, the yield on the 10 Year Treasury has remained firmly below 2%, which has mortgage and refi rates at record lows as well.  Most people that had the capability to refinance in recent years probably have already, but for those that haven’t, it probably won’t get any […]

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Credit Card MUSTS for Businesses

May 1, 2012

In various facets of the business world, I’m still often surprised to see some businesses that do accept credit cards and others that don’t.  As technology has progressed, we’re seeing mobile swipe capability for smartphones while some businesses still don’t accept credit cards at all.  Just the other day, I was picking up a pizza […]

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Mortgage Strategies While Rates Are Low

March 8, 2012

The following is a guest post on mortgage strategies while rates are at generational lows: It’s tough to ignore what’s going on with mortgage rates around the world right now. With Central Banks committed to keeping their lending rates low, mortgage rates, at least in most developed nations, continue to hover at generational lows.  There […]

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