Guest Post

How to inflate your savings

August 4, 2011

There are not many households across the US that aren’t feeling the pinch in one way or another but with such volatility in the economy, it is more important than ever to have some dollars in the bank in case the worst should happen. Unfortunately, too many people rely on credit cards to get them […]

Read the full article →

How lenders make money from your loans

July 29, 2011

Lenders will always be in the money-making business. It’s the nature of the territory. If you’ve ever been curious as to how all that lending equals mega investments, read on. Most lenders are actually brokers who make their money by acting as the “middle man.” Mortgage lenders, however, dole out money from their own funds. […]

Read the full article →

Financial Scams; Who Is The Most Vulnerable?

July 16, 2011

Although millions of consumers are victims of financial fraud each year, none fall prey easier than the elderly. Cases of financial fraud against seniors are often underreported, meaning that the statistics of financial losses in this age group are unreliable at best. Underreporting of financial fraud in this age category is due to the fact […]

Read the full article →

Be as savvy with your cards as you are with investments

July 6, 2011

If you’re the sort of person who prides themselves on being able to spot a good investment, and having an eye for being able to make and save money then you’ll probably also be adept at managing things like credit cards. Not everyone is as savvy, however, and instead stick with their current credit card […]

Read the full article →

Two of the World’s Most Exclusive Credit Cards

June 28, 2011

Due to the recent economic problems that many countries in the world have faced, many people are extremely cautious when applying for new credit, and in particular credit cards. Many of us are cautious because we’re wary of our debts, others because of high interest rates and the lack of will power when it comes […]

Read the full article →

When That Raise Isn’t Really a Raise

June 26, 2011

As the Fed continues printing money (delicately referred to as various rounds of quantitative easing), real inflation is alive and well.  With the economy in the doldrums and employees afraid to leave (or tied to their underwater mortgages), there’s little incentive for employers to provide raises above and beyond the bare minimum to retain the […]

Read the full article →

Refinancing Doesn’t Always Make Sense!

June 26, 2011

After much analysis, I came to an interesting conclusion recently when I was contemplating a refi.  See, I had held off most of last year because we were considering moving.  Now that that ship has sailed and we’re staying put, the focus naturally shifts to whether or not we should refinance. I was lucky in […]

Read the full article →

Clearing the Slate

June 22, 2011

Debt is the biggest challenge facing millions of people.  After years of accumulating rolling high interest debt and seeing their net worth moving in the wrong direction as liabilities overtake any income gains, it’s worthwhile assessing various debt solutions and tackling the problem once and for all.  This requires a mix of “acceptance”, discipline and […]

Read the full article →

How to Make Home Ownership Affordable

June 15, 2011

For many individuals and families, home ownership is the ultimate goal. Owning a place of your own represents a measure of economic freedom and allows you to get out of the rent cycle and into real property investment. Alas, it is a tough market these days and many have seen the values of their homes […]

Read the full article →

← Previous Entries

Next Entries →